New Lots Furniture has helped thousands of customers for over 11 years. In today’s economic times, it has become more difficult for consumers to obtain financing. Consumers are finding that banks have tightened their lending standards and reduced their credit limits. In many cases consumers with good credit are being turned down.
We offer a lease/purchase programs to customers that currently cannot qualify for traditional financing. With over a 95% approval rate, our services have enabled customers to obtain financing and get furniture.
Please choose your situation:
All of these applications can be done online OR in store. Please call us at (718)-257-6644 if you have any questions or concerns.
|Option||Qualifications||Payment Plan||Amount Financed||Applications|
$300 - $3,000
NO CREDIT REQUIRED
Up to $2,000
NO CREDIT REQUIRED
12-24-36 month payment plan.
Up to $6,000
WITH CREDIT CHECK
In the event that we can't verify the information from the Online application you must provide the following documents in order to complete the application:
* Length of Employment & Income is verified by at least one of the following documents:
A. Current Paystub with YTD
B. Social Security or Disability Benefit Letter stating how long you've received benefits, and how much you receive
C. Letter from employer (on company letterhead) stating length of employment and gross YTD
D. If you are self employed, you must have a 1099 and current bank statement, OR a business license and 3 months of bank statement
Are you looking to make a new furniture purchase and want to avoid high interest rates?
Instead of paying hefty fees by charging your purchase on a credit card, save your money and apply today for New Lots Furniture financing program. We offer highly competitive financing plans by using one of the largest financing companies in the world, Synchrony Financial. Our current promotional terms include:
With a Purchase of $1,000.00 - $1,499.99
No Interest for 6 Months!
With a Purchase of $1,500.00 - $2,499.99
No Interest for 9 Months!
With a Purchase of $2,500.00 - $5,999.99
No Interest for 12 Months!
With a Purchase of $6,000.00 and above
No Interest for 24 Months!
Currently we're able to process credit application in store only. Once your application has been approved you can start shopping immediately using our financing plan.
Terms & Conditions: Interest rates will be deferred for the specified promotional period listed above. Interest rates will continue to accumulate. If the entire purchase balance is not paid in full within the promotional period, finance charges will be subject to assessment. A monthly insurance premium may be necessary in some cases