No Credit Required
Click Here To Apply

NO CREDIT/BAD CREDIT

All of these applications can be done online OR in store. Please call us at (718)-257-6644 if you have any questions or concerns.


Option  Qualifications Payment Plan Amount Financed Applications
1
  • Have you been employed by the same employer for at least 6 months? - OR - Do you get Social Security or Disability Benefit?
  • Do you earn $1000/month and deposit at least $500/month into your checking account?
  • Has your active checking account been open for at least 3 months?

  • 12 months payment plan
  • 100 days - same as cash.

$300 - $3,000

NO CREDIT REQUIRED
Application 1
2
  • Have you been employed by the same employer for at least 6 months? - OR - Do you get Social Security or Disability Benefit?
  • Do you earn $1000/month and deposit at least $500/month into your checking account?
  • Has your active checking account been open for at least 3 months?

  • 12 months payment plan
  • 90 days - same as cash.

$300 - $3,000

NO CREDIT REQUIRED
Application 2
Application 3
3
  • Have you been employed by the same employer for at least 24 months?
  • Do you earn $2000/month or more?
  • Do you work for the city, MTA, Police Dept., Hospital, School Safety, Bank or any good job?

12-24-36 month payment plan.

Up to $6,000

WITH CREDIT CHECK
Application 4

In the event that we can't verify the information from the Online application you must provide the following documents in order to complete the application:

  • 30 day bank statement
  • Valid state photo ID
  • Most recent proof of income.**
  • Voided personal Check

* Length of Employment & Income is verified by at least one of the following documents:

A. Current Paystub with YTD
B. Social Security or Disability Benefit Letter stating how long you've received benefits, and how much you receive
C. Letter from employer (on company letterhead) stating length of employment and gross YTD
D. If you are self employed, you must have a 1099 and current bank statement, OR a business license and 3 months of bank statement