No Credit Required
Click Here To Apply

NO CREDIT/BAD CREDIT

All of these applications can be done online OR in store. Please call us at (718)-257-6644 if you have any questions or concerns.


Option  Qualifications Payment Plan Amount Financed Applications
1
  • Have you been employed - OR - Do you get Social Security or Disability Benefit?
  • Do you earn $1000/month and deposit at least $500/month into your checking account?
  • Has your active checking account been open for at least 3 months?

  • 12 months payment plan
  • 100 days - same as cash.

$300 - $3,000

NO CREDIT REQUIRED
Application 1
2
  • Do you have Active and Stable Bank Account with corresponding Debit Card or a Pre-Paid* Card Account that has Direct Deposit?
  • Do you deposit at least $800/month into your account?
  • Do you have at least one dollar in your checking account?
  • Has your active account been open for at least 2 months?

  • 12 - 24 months payment plan
  • 90 days - same as cash.

$300 - $5,000

NO CREDIT REQUIRED
Application 2
3
  • Have you been employed - OR - Do you get Social Security or Disability Benefit?
  • Do you have active checking account?

  • 12 months payment plan
  • 90 days - same as cash.

$300 - $3,000

NO CREDIT REQUIRED
Application 3
Application 4
4
  • Have you been employed - OR - Do you get Social Security or Disability Benefit?
  • Do you earn $1000/month and deposit at least $500/month into your checking account?
  • Has your active checking account been open for at least 3 months?
  • You most have $40.00 Available on your Debit/Credit Card**

  • 12-24 months payment plan
  • 90 days - same as cash.

$300 - $3,000

NO CREDIT REQUIRED
Application 5
5
  • Have you been employed by the same employer for at least 24 months?
  • Do you earn $2000/month or more?
  • Do you work for the city, MTA, Police Dept., Hospital, School Safety, Bank or any good job?

For final approval you must provide most recent pay stub


12-24-36 month payment plan.

Up to $6,000

WITH CREDIT CHECK
Application 6

In the event that we can't verify the information from the Online application you must provide the following documents in order to complete the application:

  • 30 day bank statement
  • Valid state photo ID
  • Most recent proof of income.
  • Voided personal Check

Length of Employment & Income is verified by at least one of the following documents:

A. Current Paystub with YTD
B. Social Security or Disability Benefit Letter stating how long you've received benefits, and how much you receive
C. Letter from employer (on company letterhead) stating length of employment and gross YTD
D. If you are self employed, you must have a 1099 and current bank statement, OR a business license and 3 months of bank statement

**Please note that when applying there will be a $40 hold placed on your debit card which is refundable after 21 Days if the customer chooses not to proceed with financing.
if the customer cancell the credit approverl the the $40 will refunded and customer will be abell to appley after 30 Days.
*Pre-Paid Accounts that are not accepted: Comerica, Direct Express, American Express, Blue Bird, HR Block.