Option | Qualifications | Payment Plan | Approval Amount | Applications |
1 |
|
|
Up To $5,000 |
NO CREDIT REQUIRED Application 1 |
2 |
The advertised service is lease-to-own or a rental- or lease purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY. No Credit Needed. Progressive Leasing obtains information from credit bureaus. Not all applicants are approved. 90-Day Purchase Option. Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early call 877-898-1970. |
|
LEASE TO OWN Application 2 |
|
3 |
|
|
Up To $5,000 |
NO CREDIT REQUIRED Application 3 |
4 |
|
|
Up To $5,000 |
NO CREDIT REQUIRED Application 4 |
5 |
|
|
Up To $5,000 |
NO CREDIT REQUIRED Application 5 |
6 |
|
|
Up To $5,000 |
WITH CREDIT CHECK Application 6 |
7 |
|
|
Up To $5,000 |
NO CREDIT REQUIRED Application 7 |
8 |
|
|
Up To $5,000 |
NO CREDIT REQUIRED Application 8 |
9 |
For final approval you must provide most recent pay stub |
|
Up to $6,000 |
WITH CREDIT CHECK Application 9 |
In the event that we can’t verify the information from the Online application you must provide the following documents in order to complete the application:
Length of Employment & Income is verified by at least one of the following documents:
A. Current Paystub with YTD
B. Social Security or Disability Benefit Letter stating how long you’ve received benefits,
and how much you receive
C. Letter from employer (on company letterhead) stating length of employment and gross YTD
D. If you are self employed, you must have a 1099 and current bank statement, OR a
business license and 3 months of bank statement
**Please note that when applying there will be a $40 hold placed on your debit card which is
refundable after 21 Days if the customer chooses not to proceed with financing. if the customer cancell the
credit approverl the the $40 will refunded and customer will be abell to appley after 30 Days.
*Pre-Paid Accounts that are not accepted: Comerica, Direct Express, American Express, Blue
Bird, HR Block.
Are you looking to make a new furniture purchase and want to avoid high interest rates?
Instead of paying hefty fees by charging your purchase on a credit card, save your money and apply today for New Lots Furniture financing program. We offer highly competitive financing plans by using one of the largest financing companies in the world, Synchrony Financial. Our current promotional terms include:
With a Purchase of $1,000.00 – $1,499.99
No Interest for 6 Months!
With a Purchase of $1,500.00 – $2,499.99
No Interest for 9 Months!
With a Purchase of $2,500.00 – $5,999.99
No Interest for 12 Months!
With a Purchase of $6,000.00 and above
No Interest for 24 Months!
Currently we’re able to process credit application in store only. Once your application has been approved you can start shopping immediately using our financing plan.
Terms & Conditions: Interest rates will be deferred for the specified promotional period listed above. Interest rates will continue to accumulate. If the entire purchase balance is not paid in full within the promotional period, finance charges will be subject to assessment. A monthly insurance premium may be necessary in some cases